Working capital for established US businesses.
Downing Partners helps growing US businesses compare working capital, lines of credit and term financing in one place.
Explore financing options for your business.
What happens next
Tell us what you need
A few questions about your business and what the funding would do for it.
See your options side by side
Each option with its real cost and terms, so you can compare like for like.
Choose, or walk away
If nothing on the table is worth taking, you will hear that from us. There is no cost to finding out.
How we work with you
What you get
- Your options compared side by side, with the real cost of each
- A clear answer on what your revenue and time in business support
- One point of contact from the first question onward
What it costs you
- Nothing to compare your options, and no obligation to take one
- No fee to you at any stage — we are paid by the funding provider
- No pressure: if nothing fits, we say so
What we can help you compare
Different needs call for different products. Here are the main options, in plain terms.
SBA-backed programs
Government-backed options with the longest terms, for businesses that qualify.
Revenue-based financing
Repayments that rise and fall with your sales instead of a set monthly figure.
Line of credit
A facility you draw on when you need it. Nothing drawn, nothing owed.
Term financing
A fixed amount over a fixed term, for a business with the history to support it.
Working capital
Cover payroll, stock, or the gap between finishing the job and being paid for it.
Equipment financing
Vehicles, machinery and fit-outs, secured against the equipment itself.
What you will need
Most owners have all of this to hand already. It takes a few minutes, not a filing cabinet.
- Your average monthly revenue
- How long the business has been operating
- What the funding is for
- Basic contact details for the business owner
Frequently asked questions
Why did I hear from you?
We reach out to established US businesses that may benefit from comparing financing options. If you would rather not hear from us, reply to our email and we will not contact you again.
Is it safe to share my details?
This site uses an encrypted connection, sets no cookies and runs no tracking. Our privacy page explains exactly what happens to anything you send us.
What does my business need to qualify?
It varies by product, but providers generally look at monthly revenue, time in business and what the funding is for.
How fast is funding?
That depends on the product and the provider's approval. Some working capital products fund within days; term and SBA-backed options take longer.
Who is Downing Partners?
Downing Partners is a business financing referral service. We help established US businesses compare funding options. We are not a lender; the funding comes from the provider you choose.
Does looking at my options commit me to anything?
No. Reviewing what is available costs nothing and there is no obligation to accept any offer.
Take the first step, with no obligation
One email is enough to get started. We answer on business days.
See my options →